Premium Handset Protection® Benefits

  • Comprehensive mobile device protection. Your device will be covered against loss, theft, accidental damage (including water damage) and out-of-warranty malfunction. 
  • Don't be without your device. In most cases, Premium Handset Protection offers next business day replacement.
  • Get added protection through Lookout Mobile Security® Premium*. It's included with Premium Handset Protection coverage at no cost.

How It Works

  • Premium Handset Protection can only be added within seven days from the date of activation or upgrade. If you choose not to enroll today online, please visit a retail store or call Customer Care within 7 days to have Premium Handset Protection added.
  • Premium Handset Protection is for new MetroPCS devices only.  BYOD and reactivated MetroPCS devices are not eligible for Premium Handset Protection.
  • Click to review PHP coverage terms and conditions.
  • Visit to look up a deductible, file a claim, track a claim and review FAQs.

Available With These Rate Plans:

MetroPCS $40 plan
MetroPCS $50 planMetroPCS $60 plan

You Might Also Like:

Lookout Mobile Security

Protect your device and backup your data, including contacts, photos, and call history. Learn more.

Premium Handset Protection Additional Information:

  • Deductibles: Schedule A-$20, Schedule B-$50, Schedule C-$100, Schedule D-$125, Schedule E-$200. View full list of devices and their applicable deductibles. Deductible is payable by credit card, e-check, in select dealer store locations*, or by Cash On Delivery (C.O.D.)2.
  • Claim Limit: 2 claims within a 12 month period with an equipment maximum of $999 per claim
  • Replacement Equipment: Claims may be fulfilled with new or reconditioned devices or other models of like-kind and quality. Colors, features and accessory compatibility are not guaranteed.
  • Cancellation Policy: Coverage is optional and you can cancel your coverage at any time and request a prorated refund of your monthly premium.
  • If your device has been damaged, it must be returned as directed within 15 days of the receipt of replacement equipment or you may be charged a Non-Return Fee of up to $300.

*Capable device required; technical limitations may prevent certain features (e.g. Incorrect Passcode) from working on certain phones.

  1. MetroPCS wireless services and PHP coverage are paid in advance for the month. If you cancel MetroPCS wireless services your service and features will continue through the end of the paid bill cycle. You may keep your PHP coverage through the end of the paid bill cycle or if you wish, you may cancel the PHP coverage and request a refund of the unused portion of the premium paid by calling 800-430-9881.
  2. A processing fee is charged for deductible payments processed in select dealer store locations ($5) or by Cash On Delivery (C.O.D.) ($15).
  3. We are going green! If we have your email address, we may communicate Premium Handset Protection ® information to you via electronic means. If you wish to update or opt out of electronic communications please visit your local MetroPCS store.

PHP is optional insurance coverage that you are not required to purchase in order to purchase services or equipment.

PHP may provide a duplication of coverage already provided by a customer’s homeowner’s or other insurance policy.

PHP is insurance protection provided to subscribers of MetroPCS®, administered by Asurion Insurance Services, Inc. (in New York, Asurion; in California, License #0B35141; in Iowa, License #1001000131), and underwritten by Old Republic Insurance Company.