Premium Handset Protection® Benefits

  • Comprehensive mobile device protection. Your device will be covered against loss, theft, accidental damage (including water damage) and out-of-warranty malfunction. 
  • Don't be without your device. In most cases, Premium Handset Protection offers next business day replacement.
  • Get added protection through Lookout Mobile Security® Premium. It's included with Premium Handset Protection coverage at no cost.

How It Works

  • Premium Handset Protection can only be added on the day of activation, so don't wait!
  • You must have logged airtime in order to file a claim on that device. Click here for full details.
  • Visit mymetroPHP.com to look up a deductible, file a claim, track a claim and review FAQs.

Available With These Rate Plans:

MetroPCS $40 planMetroPCS $50 planMetroPCS $60 plan

You Might Also Like:

Lookout Mobile Security

Protect your device and backup your data, including contacts, photos, and call history. Learn more.

Premium Handset Protection Additional Information:

  • Deductibles: Schedule A-$20, Schedule B-$50, Schedule C-$100, Schedule D-$125, Schedule E-$200. View full list of devices and their applicable deductibles. Deductible is payable by credit card, e-check, in select dealer store locations*, or by Cash On Delivery (C.O.D.)2.
  • Claim Limit: 2 claims within a 12 month period with an equipment maximum of $999 per claim
  • Replacement Equipment: Claims may be fulfilled with new or re-manufactured devices or other models of like-kind and quality. Colors, features and accessory compatibility are not guaranteed.
  • Cancellation Policy: Coverage is optional and you can cancel your coverage at any time and request a prorated refund of your monthly premium.

*Capable device required; technical limitations may prevent certain features (e.g. Incorrect Passcode) from working on certain phones.

  1. MetroPCS wireless services and PHP coverage are paid in advance for the month. If you cancel MetroPCS wireless services your service and features will continue through the end of the paid bill cycle. You may keep your PHP coverage through the end of the paid bill cycle or if you wish, you may cancel the PHP coverage and request a refund of the unused portion of the premium paid by calling 800-430-9881.
  2. A processing fee is charged for deductible payments processed in select dealer store locations ($5) or by Cash On Delivery (C.O.D.) ($15).
  3. We are going green! If we have your email address, we may communicate Premium Handset Protection ® information to you via electronic means. If you wish to update or opt out of electronic communications please visit your local MetroPCS store.

PHP may provide a duplication of coverage already provided by a customer’s homeowner’s or other insurance policy.

PHP is insurance protection provided to subscribers of MetroPCS®, administered by Asurion Insurance Services, Inc. (in NY Asurion, in CA Agent License #0B35141) and underwritten by Old Republic Insurance Company.